Apple Pay wins over Lloyds, Halifax and Bank of Scotland – England is now Apple Pay Country as Apple Pay set to conquer Australia

While Android Pay is finally being rolled out in the US of A on Friday September 11th 2015 as reported in my blog article entitled “1 million US Retailers for Android Pay - Why Samsung Pay Alliance with Asus, HTC, Lenovo and Xiaomi is coming”, Apple Pay has finally scored big......in Big Ben!

Apple has finally gotten the support of Lloyds, Halifax and Bank of Scotland as reported in the article “Apple Pay Now Supported by Halifax, Lloyds, and Bank of Scotland in the UK [Updated]”, published Friday September 11, 2015 by Mitchel Broussard, MacRumors.

This was expected as Apple Pay is already being used by five (5) other banks in the UK and gaining momentum with some 250,000 retailers as I'd pointed out in my blog article entitled “250,000 merchants in Britain accept Apple Pay - Why Bitcoin is more secure as Eight banks except HSBC and Lloyds on the Bandwagon”.

Some of those retailers include Shops on High Street as well as UK Government Agencies  such as the Post Office and Transport for London accept Apple Pay on the Apple iPhone or the Apple Watch. And yes, Boots and Costco also use Apple Pay as well.

Apple Pay wins over Lloyds, Halifax and Bank of Scotland – England is now Apple Pay Country

This latest announcement throws some shade on the Android Pay launch as it brings the list of banks that have accepted Apple Pay to eleven (11) in total as listed in the article “Lloyds and Halifax join Apple Pay”, published 11 SEPTEMBER 15  by CARA MCGOOGAN, Wired:

1.      American Express

2.      First Direct

3.      HSBC

4.      Halifax

5.      Lloyds

6.      NatWest

7.      NationWide

8.      MBNA

9.      Royal Bank of Scotland

10.  Santander

11.  Ulster

M&S and Barclays are expected to follow as predicted in the article “Another 2 major UK banks now support Apple Pay”, published 11.09.2015 by Lucy England, Business Insider UK, despite showing support for their own solution involving NFC bands, stickers and other devices.

So now that they've basically conquered England, where else are they having problems? In the land down under

Apple Pay facing uphill battle in Australia - 40% of Australian use the Apple iPhone so victory is in sight

The real battle royale for Apple Pay is Australia, where they’re already facing resistance from Australian Banks as it relate to their Transaction fee, which at US$1 for every US$100 worth of transactions is higher than Australia's POS (Point of Sale) Banking Charges as pointed out in the article “Apple Pay said to hit roadblocks gaining support in Australia”, published August 17, 2015 by Lance Whitney, CNET News. 

Also, other Contactless Mobile Wallet solutions already exist in Australia as pointed out in “Why Apple Pay faces an uphill battle in Australia”, published 18 August 2015 by Claire Reilly, CNET News. 

But with more than 40 percent of Australians using an iPhone, it's only a matter of time before Apple’s negotiations bear fruit in the Land down Under just as they've done with Big Ben!

Here’s the link:

Android Pay

Apple Pay

Samsung Pay