By
now you must realize that when you use your Scotia VISA Debit Card or CIBC VISA Debit
Card in an Internet Café, you may be risking your Card
being stolen as stated in the article “Jamaicans
Scammed - Cyber Crimes Expert Advises Caution When Accessing Internet In Public
Spaces Abroad”, Published Saturday August 3, 2013, The Jamaica Gleaner.
Just
as bad too: your Email Account, Facebook or Twitter profile being hijacked and
used to swindle friends out of their hard-earned cash as stated in my blog article
entitled “Professor
Marco Gercke warns of Scammers using Keyloggers for Spear Phishing - How to use
Keyloggers and how to Protect yourself from Scammer's American Hustle for Fast
Cash”.
Dual-booting
your Laptop in Ubuntu Linux or Fedora Linux and then shop online or even just
using an Apple Mac Computer among other precautions as listed in my Geezam blog article entitled “How to
use Scotia VISA Debit Card Online” are more than sufficient to protect your
personal information online.
This
as Keyloggers are mostly written for Windows machines; Viruses writers are yet
to Target Linux and Apple iOS and Max OS in any significant way, making them
safe from Spear Fishing. So be wary of teenagers in Internet Cafes, as they may
be doing more than just looking for free porn as stated in “XXX-Rated
Kids”, Published Sunday July 28, 2013, by Tyrone Reid, Senior Staff
Reporter, The Sunday Gleaner.
If
you have a Scotia VISA Debit Card or CIBC VISA Debit
Card,
you can take advantage of the various security options that exist at the bank
to protect you from people cloning your Debit or Credit Card as stated in my Geezam blog article entitled “ScotiaBank’s
VISA Debit Card – Jamaica’s Online E-Commerce Renaissance”. This as buying
items online has an irresistable pull for the following reasons, making the
risks more than worth it:
1. Cheaper
Items than purchased in the store, who often add on the Stamp Duty and customer
Duty and shipping costs to their items to recover that expenditure
2. Better
quality products than available in Jamaica
3. Magazine
and Service subscriptions not available in Jamaica e.g. Playboy
4. Makes
shopping during the Holidays i.e. Christmas Shopping, a breeze
5. Personalized
services, if you choose, with the items delivered at your doorstep
Expert
Online Shopper, Lorane, blogger for OnlineShoppingJa
comes brimming with detailed reviews and the benefits of shopping with certain
online portals as listed here with a few of my faves:
1. Amazon
2. Best Buy
3. Ebay
4. JCPenney
5. Macy’s
6. Old Navy
7. Payless (we got this already in Jamaica!)
8. Sears
9. Target
10. WalMart
Online
shopping is the secret of some ICI (Informal Commercial Importers), who often
opt to purchase their items online using a Scotia VISA Debit Card or CIBC VISA Debit
Card
and import their higher-priced goods this way.
You
can even take advantage of Coupons and services offered by some of these
websites such as Amazon
Prime and even coupons from
JCPenney as effectively with a US Mailing Address it’s as if you in the
States! Your items are shipped to that address, making it a useful way to
subscribe to American Magazines and other fare from our Neighbours to the
North!
Here’s
a nice list of Online Shopping Portals who are customer-friendly Customs
Brokers that facilitate online purchases:
USA and Canadian Shipping
Services
4. EShopJa
7. ShipMe
UK and EU Websites
Shipping Services
The
services listed above differ in how they charge for their services and the
level of professionalism and convenience, as Custom Duties are fixed no matter
who ships the item.
How
they work too is also pretty straightforward:
1. Sign
up using your GOJ (Government of Jamaica) ID
2. Pay
a Yearly Fee for access to their shipping services
3. Get
an account with a special PIN (Personal Identification Number) and password
4. Get
a US Mailing Address for Packages, Letters
and Periodicals
5. Get
the option to use their Credit Card or use your own, preferably
6. Go
online and buy the items paying for shipping to your US Mailing Address
7. Item
is delivered to the US Mailing Address, which is really a Warehouse for
receiving and sorting items for customers
8. Item
is checked and repackaged and reaches in Jamaica and takes several weeks to
clear
9. They
act as Customs Broker, clearing the items for you.
10. Package
arrives at their office or delivered to your door
11. Pay
for Customs Clearing Charges and their Processing Fees
12. Alas,
enjoy the satisfaction of tearing open the item with you own Box-cutter
There
are some items as listed on the Jamaica
Customs website that you cannot import. Check the Jamaica
Customs List of Restricted Items. Be careful how you declare your items
when the Customs Broker calls you, as you can be held criminally liable for contraband
items.
Shopping
abroad has never being easier and I hope this handy guide will make it easier
for you when you take the Risk of shopping online with your Scotia VISA Debit Card or CIBC VISA Debit
Card.
Here’s
the link:
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