Although
the Payoneer Prepaid Debit
MasterCard is the Best Prepaid Debit Card for Internationals (that means
Jamaicans too!) working online as described in my blog article
entitled “Payoneer,
the US based Prepaid MasterCard Debit Card - How E-Commerce MSME's, Online
workers and Reggae or Dancehall Artiste can receive money via Paypal and spend
it in Jamaica”, it may not necessarily be to your liking.
The
process to get a Payoneer
Prepaid Debit MasterCard, which may be thrust upon you if you've begun
working online, may be a bit daunting, but it is the same as with the
alternatives to Payoneer
Prepaid Debit MasterCard.
Also,
for reasons unknown, persons who've chosen to work online as described in my blog article
entitled “How
Jamaicans can Legally make US Dollars as Freelance worker Online - Jamaican
Flexworking to make money from the Internet” have been rejected.
Also,
if you've read my blog article on Payoneer Prepaid Debit MasterCard,
you'll realize that you can't load money to your card until you've worked
online for several websites and have been receiving regular payments. A good
example of this is Odesk, which conveniently gives you an Odesk branded Payoneer Prepaid Debit MasterCard
when you are ready to receive payments from them.
Finally,
another reason why you may be seeking an alternative to Payoneer Prepaid Debit MasterCard
may be the Bank Charges, which may be pretty steep, especially if you
frequently withdraw cash here at ATM in Jamaica.
So
now that I got the reasons out of the way, what are the alternatives to the Payoneer Prepaid Debit MasterCard?
Alternatives to
Payoneer - Paypal Prepaid MasterCard from your Relatives abroad
One
alternative is just to simply get yourself a Paypal Prepaid MasterCard.
The
advantage of this is similar to having a Payoneer Prepaid Debit MasterCard;
you can link your verified Paypal Account to the Card and make instant
withdrawals whenever you need money, instead of waiting weeks for your cheques
to clear or travelling to an ATM on the Weekends.
The
only problem with doing so is that you'll have to be an American i.e. have an
American Address as well as a SSN (Social Security Number). A VPN (Virtual
Private Network) or Proxy Connection as described in my blog article
entitled “Surfing
the Internet Anonymously using VPN - How to use Streaming Set Top Boxes over
VPN will work in the case of being an American”.
You
can use the address from a local Jamaican Courier to receive the Card as
explained in my blog
article entitled “How
to purchase items and subscribe to Magazines online and ship them to Jamaica”
or the Address from a relative or friend who lives in the US of A and have them
send it down to you.
Remember,
you don’t have to have an American address and be in the US of A in order to
receive the Card, hence the need to purchase and use a VPN or Proxy. But making
withdrawals and spending cash can be done at any ATM where MasterCard is
accepted and there are many ATM's in Jamaica.
Alternatives to
Payoneer - Paxum, EcoPayz and OkPay are like having a regular US Bank Account
Aside
from the Paypal
Prepaid MasterCard, there is also some excellent alternatives that offer
services that Payoneer Prepaid
Debit MasterCard doesn’t as stated in the article “Payoneer Alternatives: 3
Best Prepaid Debit Cards to Apply”, published January 13, 2015 at 7:23 am
by Hassaan Khan, Androizing.
These
alternatives include:
1. Paxum
2. EcoPayz
3. OkPay
All
three (3) of them require the same criteria for verification in order to apply
and get the card sent to your address, preferably a physical mailing Address
where you regularly receive mail, wherever you are in the world:
1. 18
years and older
2. Passport
3. National
ID Card/Driving License
4. Utility
bills (if you have none of the above)
In
applying, you'll have to send scanned copies of these documents via email to
these entities, so keep that in mind. The Prepaid Card takes anywhere from four
to six (4 to 6) weeks to arrive at your address. Once you've received your
Prepaid card from any of these entities, a wealth of benefits await you.
All
three (3) offer wire transfer, EFT (Electronic Fund Transfer) and Credit Card
load options to add funds to your Bank Account. They also offer you funds
withdrawal option via ATM that support MasterCard, Bank wire and EFT directly
to your Bank account.
All
three (3) cards have an annual charge for usage of the service as well as a
Withdrawal Charge at the ATM, their main way of making money, no different from
the Payoneer Prepaid Debit
MasterCard.
Their
offerings differ slightly, giving each a slight edge over the other with perks
such as no maintenance fee in the case of Paxum and EcoPayz or Free
loading of funds via bank transferring the case of EcoPayz.
Payoneer is the Best
Prepaid Card for Internationals – Plan B in case Disaster Strikes
Truth
be told, it really comes down to you reading the FAQ that each service has and
applying for each card and trying them out to see what works best for you, if
the Paypal Prepaid Card is not your Liking.
As
for me, the Payoneer Prepaid
Debit MasterCard is the way to go, and I'd personally recommend it to
anyone else.
But
it's always good to have an alternative.
Here's
the link:
No comments:
Post a Comment